Table of Contents

• The Dream of Owning a Lakefront Home ....................... 6
• The Lakefront Experience: Scenic Serenity .................... 6
• Your Lakefront Dream ................................................. 7
• Is Buying Lakefront Property Right for You? ................... 7
• Lakefront Property Basics ........................................... 10
• Is Lakefront Property a Good Investment? .................... 10
• Personal Factors ........................................................ 10
• Top U.S. Lakefront Communities .................................. 12
• Lakefront Home or Lakefront Vacation Property? ............ 17
• The Lakefront Primary Residence ................................. 18
• The Lakefront Vacation Property .................................. 19
• Before Buying Your Lakefront Home ............................. 22
• A Lake by Any Other Name is Not the Same .................. 22
• Narrow Down Your Choices ......................................... 27
• Get Prequalified for a Mortgage ................................... 27
• Research Insurance Requirements and Costly Early ........ 28
• Choosing a Lakefront Real Estate Specialist ................... 28
• Determine Your Needs ................................................ 28
• Buying Your Lakefront Home ....................................... 32
• Finding Properties For Sale .......................................... 32
• Visiting Lakefront Properties ........................................ 33
• Property Checklist ...................................................... 34
• Making an Offer ......................................................... 35
• A Note about Contingencies ........................................ 36
• What Happens Next? .................................................. 36
• The Home Inspection ................................................. 37
• Fixing Up Your Lakefront Home ................................... 41
• Lakefront Style ......................................................... 41
• Do-It-Yourself vs. Calling in the Pros ............................ 41
• The Fixer-Upper ........................................................ 42
• The Too-Small Lakefront Cottage ................................. 45
• The Empty Canvas ..................................................... 47
• Landscape and Curb Appeal ........................................ 49
• Enjoying Your Lakefront Home .................................... 53
• Routine Maintenance - A Checklist ............................... 53
• Dock Maintenance ..................................................... 56
• A Word about Boat Maintenance and Your Lake ............. 57
• The Fun Stuff ........................................................... 59
• Business .................................................................. 61

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